₦5m Nirsal Agric Loan Begins!

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The Nigeria Incentive-Based Risk Management System for Agricultural Lending (NIRSAL) Plc has facilitated over N146 billion Loans to the agricultural sector and related businesses.

The Managing Director, Mr. Aliyu Abdulhameed disclosed this when he addressed the press, in Abuja, yesterday.

According to him, “When we say that NIRSAL Plc has facilitated the flow of over N146 billion Loan into agricultural commodity value chains from commercial banks, we mean that we have brokered deals whose value add up to that figure.

“Banks, very conservative with depositors’ funds, have long shied away from lending to agriculture because of their high perception of risks.

“Therefore, NIRSAL Plc necessarily creates conditions that influence a change in perception under a purely commercial logic. We refer to it as fixing value chains.”

The MD said that the unprecedented achievement was made possible in various sub-sectors of agriculture including crop production and commodities processing, animal husbandry, transportation and other value-chain segments of the sector by the dedication of the management and staff.

The NIRSAL Plc boss also disclosed that they have recorded less than one percent in Non-Performing Loans (NPL) for projects guaranteed by NIRSAL.

An elated NIRSAL boss said that the expertise with which his organization has carried out its mandate resulted in minimal cases of loan beneficiaries’ defaults. 

According to him, “The Credit Risk Guarantee (CRG) tool, which we deploy to facilitate agricultural lending, comes in the form of a piece of paper. It is only when a project fails and puts a lender’s money in jeopardy that the CRG tool begins to take the shape of money. Even then, we have witnessed less than 1 percent of such scenarios in our entire existence”.

He said that consequent upon this, every segment of the agricultural sector has been captured in the design of specific insurance products which has made it attractive to Deposit Money Banks.

₦2,500,000 NIRSAL Agric Loan Begins! – The federal government is trying to facilitate N146b for agribusiness through NIRSAL.

They advised beneficiaries of the different federal government interventions to optimize their opportunities. Submit your Application here.

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42 Comments

  1. Am a truck driver open a business to support my work because of my family if federal government can assist me I will be very happy.to give me loans like sum of 1.5million I will be grateful.

  2. Am a truck driver open a business to support my work because of the family if federal government can assist me with sum of 1.5million naira only I will be very grateful

  3. My name is Mamman Bello am from kaduna state Nigeria l need a lon, Because to continue my business. I need like 1m in 12.

  4. DEAR SIR MR
    I.AM USAINI BAGANA MAIGARI
    WE NEED FOR LOAN 250.000
    PLc held me becouse of i.well star for business market
    i.am problem poverty
    but if your get loan star business market

  5. To whom it may concern
    Please I need a loan of #700,000, to help me with my cassava cultivation and processing. I will pay back when due… Thanks

  6. Dear sir/ma
    I want to start my business , I want to deal on food stuff wholesale. I need the lone to fund my business. Thanks

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